France Long-Stay Visitor Visa in 2026: Eligibility, Requirements, and How to Apply

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France Long-Stay Visitor Visa in 2026: Eligibility, Requirements, and How to Apply
Ann Dela Victoria

I believe in dreaming big, acting boldly, and collaborating effectively.

Mar 26, 2026
7
minute read
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France Long-Stay Visitor Visa 2026: who qualifies, required income, documents, health insurance and the step‑by‑step process to live in France over 90 days.

If you want to live in France for more than 90 days and you have no intention of working for a French employer, the Long-Stay Visitor Visa is the path you're looking for. 

Officially called the visa de long sejour valant titre de sejour (VLS-TS), category "visiteur," it allows non-EU nationals to stay legally in France for up to one year, with the option to renew. It is the standard route for retirees, financially independent individuals, second-home owners, and people living off foreign income who want more than a quick holiday.

The name is misleading. "Visitor" does not mean tourist. It means you are not here to work. The distinction matters because the eligibility criteria, the documents, and the consequences of getting it wrong are all real. France does not let you fix this from inside the country: if you arrive on a tourist exemption and overstay, or if you apply for the wrong visa category, you will likely need to leave and start over.

This guide covers everything that matters for a 2026 application: who qualifies, what income France actually requires, which documents actually work, and exactly what happens between submitting your file at the consulate and receiving your validated residence permit.

What the long-stay visitor visa actually is (and why the name confuses everyone)

The VLS-TS Visiteur is a national French visa that doubles as a temporary residence permit for stays of 4 to 12 months. The acronym stands for visa de long sejour valant titre de sejour, which translates roughly to "long-stay visa serving as a residence permit." That last part is what makes it different from a standard long-stay visa.

Most people who move to France for more than 90 days assume they'll need to visit a prefecture to get a residence permit once they arrive. With the VLS-TS, you don't. The visa itself functions as your residence permit for its duration, provided you validate it online within three months of entering France. That validation step is not optional, and we'll come back to it.

The "visitor" label does not imply tourism. It is a visa category that specifically covers non-working stays: financially independent individuals, retirees, people accompanying a spouse on another visa type, second-home owners spending extended periods in France. If you intend to work for a French employer, freelance in France, or set up a business, a different visa applies.

Who can apply for the France long-stay visitor visa in 2026

The eligibility criteria are straightforward in principle. 

  • You must be a non-EU, non-EEA, non-Swiss national. 
  • You must not intend to work in France, whether as an employee, a freelancer, or a business owner. 
  • And you must be able to demonstrate that you can financially support yourself throughout your stay without drawing on French social services.

In practice, the visa works well for four main profiles. 

  • Retirees receiving a pension from their home country, which is by far the largest group applying under this category. 
  • Financially independent individuals living off investment income, rental income, dividends, or savings. 
  • Second-home owners who spend several months of the year in France and want legal clarity on their stay. 
  • And people accompanying a spouse who holds a different type of French visa (a work visa, a talent passport, a student visa), where the accompanying partner wants their own legal status rather than relying on a dependent mention.
  • One profile is also common: remote workers employed by a non-French company

While the visa formally prohibits "professional activity in France," it does not explicitly address someone who works remotely for a foreign employer from a French address. We cover this in the next section because it is one of the most common questions we receive.

Who is not eligible to the France long-stay visitor visa:

•   Anyone who intends to work for a French employer under a French employment contract

•   Freelancers and self-employed professionals intending to invoice French clients (the profession liberale visa or talent passport applies)

•   Entrepreneurs setting up or running a French company (the entrepreneur/profession liberale visa or talent passport apply)

•   Anyone currently in an irregular situation in France : the application must be made from outside France.

Does the long-stay visitor visa allow remote work?

The short answer is: not officially, but consulates consider that it is the case

The visa prohibits exercising a professional activity "in France", which French immigration law has traditionally interpreted as working for French entities or French clients. 

In practice, a significant number of people use the Visitor Visa while working remotely for non-French employers. Consulates in most countries routinely issue Long-Stay Visitor visas to remote workers who explicitly indicate in their applications that they will work remotely for a foreign employer. Of course, the application file should show sufficient income. 

Important: Immigration law evolves – a question to the government on this specific topic is currently pending as of March 2026. Before committing to an application, verify the current position with a French immigration specialist.

Free consultation Planning to move to France on a long-stay visitor visa? 15 minutes. We'll confirm your eligibility and walk you through the steps.

Financial requirements for the visitor visa: what France actually expects

France requires you to demonstrate financial resources at least equal to the French minimum wage, known as the Salaire Minimum Interprofessionnel de Croissance (SMIC). 

=> As of early 2026, this threshold sits at approximately €1,430 net per month for a single applicant

This figure is revised annually, typically in January, when the SMIC is updated. Always verify the current amount on france-visas.gouv.fr before submitting your application, as using an outdated figure can raise questions.

This is not a hard fixed rule enshrined in a specific income table. The CESEDA (Code de l'entrée et du séjour des étrangers et du droit d'asile, France's immigration code) states that financial resources must not fall below the minimum wage. What this means in practice is that consulates use the SMIC as a benchmark, but they also exercise discretion. A file showing €1,200 per month alongside €50,000 in savings will likely be evaluated differently than the same income with minimal savings.

For couples applying together, the combined threshold is higher than for an individual but not simply double. Most consulates apply a figure of around €2,100 per month for two people. Children do not automatically double or triple the requirement; the consulate looks at the overall household picture.

Accepted income sources

Income type Notes
Pension Any national pension; must show regular monthly transfers
Investment dividends Statements accepted; must show regularity
Rental income Foreign or French property rental income; lease agreements help
Savings Typically ~€17,000+ for a 12-month stay; ongoing income preferred
Foreign salary Remote workers: foreign payslips; consular discretion applies

Can savings substitute for regular income?

Yes, but with conditions

If you do not have a regular monthly income stream, a consulate can accept documented savings as a proxy, typically equivalent to around €17,000 for a 12-month stay (€1,430 x 12). The money must be in a stable, accessible account, and you will need to show three to six months of bank statements.

In practice, consulates prefer recurring income over a lump sum. A pension of €1,500 per month is a cleaner file than €17,000 sitting in a savings account, because it demonstrates sustainability beyond the first visa year. If you are relying on savings, make sure your statements are clean and consistent. A sudden large transfer into the account shortly before application will raise questions.

If you have a combination of modest recurring income and solid savings, present both together with a brief explanation in your cover letter. The goal is to show the consulate that you will not become a burden on French public finances. That framing should guide how you present your financial situation.

Documents required for the long-stay visitor visa in 2026

French consulates are precise about documentation. A complete file is not a courtesy; it is the minimum required for your application to be processed at all. Missing documents delay the application and can result in refusal without substantive review. Below is the complete list for the Visitor Visa category, with guidance on what each document needs to show.

Core documents (required for all long-stay visa categories):

  • Valid passport: issued within the last 10 years, valid for at least 3 months beyond your intended departure date, with at least two blank pages
  • Long-stay visa application form: completed online via france-visas.gouv.fr and signed, as well as the receipt
  • Two recent passport photos meeting the French official photo standard (35 x 45mm, white background, no glasses)
  • Cover letter in French or English explaining your purpose of stay, your financial situation, and your intended accommodation

Visitor-specific documents:

  • Proof of income or savings: three to six months of bank statements, pension letters, investment account statements, or a combination; documents must clearly show your name, account details, and regular credits.
  • Health insurance: comprehensive policy covering your full stay in France (see next section).
  • Proof of accommodation: long-term lease or short term booking
  • Non-activity undertaking: a short signed statement (attestation sur l'honneur) declaring that you will not engage in any professional activity during your stay in France; you can write this yourself.
  • Civil status documents: birth certificate and, if applicable, marriage certificate; originals with certified translations into French.

If not in English, all foreign documents must be translated into French by a sworn translator (traducteur assermente). Some documents, particularly birth certificates from certain countries, also require an apostille or legalisation before they can be submitted

Health insurance: what policies actually work

Health insurance is not a formality. Consulates review the policy, not just a certificate, and a surprising number of applications are held up because the insurance submitted does not meet French requirements.

Minimum requirements:

•   Coverage for the entire visa period (typically 12 months)

•   Medical expenses and hospitalization in France

•   Minimum coverage of €30,000 per incident

•   Policy must be active from the date of entry, not the date of application

Reliable options include international plans from providers such as Cigna Global, AXA PPP International, and Allianz Care. Our top pick is Feather : fast onboarding, competitive pricing, and consistently accepted for visas. Make sure the policy documentation clearly shows your name, the coverage period, coverage amounts, and confirmation that France is included. When in doubt, call the insurer before purchasing and ask them to confirm the policy meets French long-stay visa requirements.

How to apply: the step-by-step process in 2026

The application is submitted from outside France. You cannot apply for a long-stay visa from within France on a tourist exemption (the exception is certain administrative procedures for people who are already in France on another visa category). The application goes to the French consulate or its authorized visa center in your country of residence, via france-visas.gouv.fr.

  1. Go to france-visas.gouv.fr. Use the visa wizard to confirm you need a long-stay visitor visa. This is the basis to generate your application form.
  2. Gather and prepare your documents.
  3. Book your consulate/authorized service provider appointment. You can apply no earlier than 3 months before your intended entry date. Do not wait until you are fully ready to book; appointment slots fill up weeks in advance.
  4. Attend the appointment and submit your file. Pay the consular fee of approximately €99. This fee is non-refundable even if your visa is refused.
  5. Wait for processing. Standard processing runs approximately 15 days. Some consulates, particularly those in major US cities during peak season (spring and summer), can take up to 30 to 45 days.
  6. Arrive in France and validate your VLS-TS online within 3 months of entry. Validation is done on the ANEF website. Without this step, your visa does not function as a residence permit.
  7. Pay the OFII tax. This is a separate fee from the visa application fee, paid at the validation step. The amount varies by visa type and duration.

What happens at the OFII validation step?

The OFII (Office Français de l'Immigration et de l'Integration) is the French immigration office that manages the integration of non-EU nationals. When you validate your VLS-TS online, you are formally registering with the OFII, paying the tax, and triggering any integration steps that apply to your situation.

Depending on your profile, the OFII may require you to attend a medical exam. For visitor visa holders, this is the case. It typically involves a chest X-ray and a general health screening at an OFII office. The appointment is sent to you by post after your online validation, and it is mandatory.

You may also be invited to sign the Contrat d'Integration Republicaine (CIR), a personalised agreement between you and the French state that includes civic education sessions and a French language assessment. For stays of under one year on a visitor visa, the CIR is not always required. It becomes more relevant when you apply to renew into a multi-year residence permit.

Renewing the visitor visa and extending your stay in France

If you want to stay in France beyond the 12-month validity of your VLS-TS, you need to apply for a carte de sejour visiteur online on the ANEF website. The application must be submitted at least 2 months before your VLS-TS expires. Do not wait until the last week.

The documentation for renewal mirrors your original visa application: proof of income (updated to current SMIC threshold), health insurance, proof of accommodation, and confirmation that you will not work in France. You will also need proof of actual residence in France during the visa year, typically utility bills, rent receipts, or a French tax return if you have filed one.

The renewable residence card is issued annually for as long as you meet the eligibility criteria. There is no cap on the number of renewals. After 5 years of continuous legal residence, you may apply for a 10-year resident card (carte de resident), which provides a more stable status and cannot be refused without serious grounds.

Long-term planning note: the path from a visitor visa to permanent residency exists, but it is gradual. Each annual renewal requires demonstrating that your situation is unchanged. If at some point you want to work in France, you would need to change your status, which is a separate administrative process.

Common reasons the visitor visa gets refused (and how to avoid them)

Most refusals are preventable. French consulates rarely refuse a well-prepared file. When they do refuse, it is almost always for one of the following reasons.

Common refusal reason How to avoid it
Income below threshold or poorly documented Show 3-6 months of clean bank statements; if income is irregular or spread, add a detailed written explanation
Health insurance that doesn't cover the full period Buy a dedicated expat plan; confirm in writing with the insurer before submitting
Missing or incorrect documentation Consult official guidelines
Applying too early or from the wrong country Apply no earlier than 3 months before entry; apply in your country of legal residence
Cover letter raising doubts about intent Do not mention French clients, a French employer; be specific about your income source

One thing to keep in mind: the consulate can refuse without providing a detailed explanation of its reasoning. A refusal is not the end, but appealing is slow and unpredictable. The most reliable approach is a complete, consistent, clearly presented file from the start.

If your application is refused and you believe the refusal was unjustified, you can file an administrative appeal within 2 months of the refusal notification.

Free consultation

Planning to move to France on a long-stay visitor visa?

Book a free 15-minute call. We'll review your profile and map out exactly what you need to apply.

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FAQ: questions often asked about the France-Long Stay Visitor Visa requirements

Yes. US citizens do not need a short-stay Schengen visa for visits under 90 days, but they do need to apply for the VLS-TS Visiteur for stays longer than 90 days.

Standard processing at most French consulates runs approximately 15 days from the date of your appointment. Consulates can take 30 to 45 days during peak periods (spring and summer). Allow at least 2 to 3 months between booking your appointment and your intended arrival in France.

Officially, the visa prohibits professional activity in France. In practice, many applicants who work remotely for non-French employers use this visa without issue. Consulates have consistently accepted applications from remote workers employed abroad, particularly in the US, UK, and Canada. That said, this is a grey area: the visa does not explicitly authorize remote work, and consular discretion applies. If your income comes from a French client or a French contract, the visitor visa is not appropriate.

Each family member must apply for their own Visitor Visa independently. There is no dependant category under the VLS-TS Visiteur. Your spouse and any children over the age of 18 each need their own file, income proof (or shared household financial documentation), and health insurance. Children under 18 accompanying a parent on a visitor visa may be able to travel on a specific minor's visa; verify requirements at your consulate.

Overstaying invalidates your VLS-TS, places you in an irregular situation, and can result in an obligation de quitter le territoire français (OQTF): a formal order to leave France. An OQTF can also carry a ban on re-entry to France and the Schengen Area for a period of time. The practical consequence is that overstaying makes your next visa application significantly harder, as you will need to demonstrate you left within the authorised period. Apply for your residence card renewal at the prefecture at least two months before expiry.

Yes. Canadian and Australian nationals follow the same application process. Canadians apply at the French consulate with jurisdiction over their province of residence (Ottawa, Montreal, Toronto, or Vancouver). Australians apply in Canberra or Sydney. Both nationalities enjoy visa-free short stays in France under 90 days, but need the VLS-TS for longer stays.

Property ownership is not itself a qualifying criterion. France does not issue a residency permit based on a property purchase alone (unlike some other EU countries). However, owning property in France is strong supporting evidence: it proves accommodation, demonstrates ties to the country, and signals genuine intent to reside in France. You still need to meet the income, health insurance, and other requirements independently. A property deed (acte de propriete) replaces the need for a long-term lease in your documentation file.

In most cases, no. Long-stay visa applications must be submitted from outside France, at the French consulate in your country of legal residence. If you are already in France on a tourist exemption or a short-stay visa, you generally cannot switch to a long-stay visa without leaving. There are narrow exceptions for certain administrative situations.