France Long-Stay Visitor Visa 2026: who qualifies, required income, documents, health insurance and the step‑by‑step process to live in France over 90 days.
If you want to live in France for more than 90 days and you have no intention of working for a French employer, the Long-Stay Visitor Visa is the path you're looking for.
Officially called the visa de long sejour valant titre de sejour (VLS-TS), category "visiteur," it allows non-EU nationals to stay legally in France for up to one year, with the option to renew. It is the standard route for retirees, financially independent individuals, second-home owners, and people living off foreign income who want more than a quick holiday.
The name is misleading. "Visitor" does not mean tourist. It means you are not here to work. The distinction matters because the eligibility criteria, the documents, and the consequences of getting it wrong are all real. France does not let you fix this from inside the country: if you arrive on a tourist exemption and overstay, or if you apply for the wrong visa category, you will likely need to leave and start over.
This guide covers everything that matters for a 2026 application: who qualifies, what income France actually requires, which documents actually work, and exactly what happens between submitting your file at the consulate and receiving your validated residence permit.

The VLS-TS Visiteur is a national French visa that doubles as a temporary residence permit for stays of 4 to 12 months. The acronym stands for visa de long sejour valant titre de sejour, which translates roughly to "long-stay visa serving as a residence permit." That last part is what makes it different from a standard long-stay visa.
Most people who move to France for more than 90 days assume they'll need to visit a prefecture to get a residence permit once they arrive. With the VLS-TS, you don't. The visa itself functions as your residence permit for its duration, provided you validate it online within three months of entering France. That validation step is not optional, and we'll come back to it.
The "visitor" label does not imply tourism. It is a visa category that specifically covers non-working stays: financially independent individuals, retirees, people accompanying a spouse on another visa type, second-home owners spending extended periods in France. If you intend to work for a French employer, freelance in France, or set up a business, a different visa applies.
The eligibility criteria are straightforward in principle.
In practice, the visa works well for four main profiles.
While the visa formally prohibits "professional activity in France," it does not explicitly address someone who works remotely for a foreign employer from a French address. We cover this in the next section because it is one of the most common questions we receive.
• Anyone who intends to work for a French employer under a French employment contract
• Freelancers and self-employed professionals intending to invoice French clients (the profession liberale visa or talent passport applies)
• Entrepreneurs setting up or running a French company (the entrepreneur/profession liberale visa or talent passport apply)
• Anyone currently in an irregular situation in France : the application must be made from outside France.
The short answer is: not officially, but consulates consider that it is the case.
The visa prohibits exercising a professional activity "in France", which French immigration law has traditionally interpreted as working for French entities or French clients.
In practice, a significant number of people use the Visitor Visa while working remotely for non-French employers. Consulates in most countries routinely issue Long-Stay Visitor visas to remote workers who explicitly indicate in their applications that they will work remotely for a foreign employer. Of course, the application file should show sufficient income.
Important: Immigration law evolves – a question to the government on this specific topic is currently pending as of March 2026. Before committing to an application, verify the current position with a French immigration specialist.

France requires you to demonstrate financial resources at least equal to the French minimum wage, known as the Salaire Minimum Interprofessionnel de Croissance (SMIC).
=> As of early 2026, this threshold sits at approximately €1,430 net per month for a single applicant.
This figure is revised annually, typically in January, when the SMIC is updated. Always verify the current amount on france-visas.gouv.fr before submitting your application, as using an outdated figure can raise questions.
This is not a hard fixed rule enshrined in a specific income table. The CESEDA (Code de l'entrée et du séjour des étrangers et du droit d'asile, France's immigration code) states that financial resources must not fall below the minimum wage. What this means in practice is that consulates use the SMIC as a benchmark, but they also exercise discretion. A file showing €1,200 per month alongside €50,000 in savings will likely be evaluated differently than the same income with minimal savings.
For couples applying together, the combined threshold is higher than for an individual but not simply double. Most consulates apply a figure of around €2,100 per month for two people. Children do not automatically double or triple the requirement; the consulate looks at the overall household picture.
Yes, but with conditions.
If you do not have a regular monthly income stream, a consulate can accept documented savings as a proxy, typically equivalent to around €17,000 for a 12-month stay (€1,430 x 12). The money must be in a stable, accessible account, and you will need to show three to six months of bank statements.
In practice, consulates prefer recurring income over a lump sum. A pension of €1,500 per month is a cleaner file than €17,000 sitting in a savings account, because it demonstrates sustainability beyond the first visa year. If you are relying on savings, make sure your statements are clean and consistent. A sudden large transfer into the account shortly before application will raise questions.
If you have a combination of modest recurring income and solid savings, present both together with a brief explanation in your cover letter. The goal is to show the consulate that you will not become a burden on French public finances. That framing should guide how you present your financial situation.
French consulates are precise about documentation. A complete file is not a courtesy; it is the minimum required for your application to be processed at all. Missing documents delay the application and can result in refusal without substantive review. Below is the complete list for the Visitor Visa category, with guidance on what each document needs to show.
If not in English, all foreign documents must be translated into French by a sworn translator (traducteur assermente). Some documents, particularly birth certificates from certain countries, also require an apostille or legalisation before they can be submitted
Health insurance is not a formality. Consulates review the policy, not just a certificate, and a surprising number of applications are held up because the insurance submitted does not meet French requirements.
Minimum requirements:
• Coverage for the entire visa period (typically 12 months)
• Medical expenses and hospitalization in France
• Minimum coverage of €30,000 per incident
• Policy must be active from the date of entry, not the date of application
Reliable options include international plans from providers such as Cigna Global, AXA PPP International, and Allianz Care. Our top pick is Feather : fast onboarding, competitive pricing, and consistently accepted for visas. Make sure the policy documentation clearly shows your name, the coverage period, coverage amounts, and confirmation that France is included. When in doubt, call the insurer before purchasing and ask them to confirm the policy meets French long-stay visa requirements.
The application is submitted from outside France. You cannot apply for a long-stay visa from within France on a tourist exemption (the exception is certain administrative procedures for people who are already in France on another visa category). The application goes to the French consulate or its authorized visa center in your country of residence, via france-visas.gouv.fr.
The OFII (Office Français de l'Immigration et de l'Integration) is the French immigration office that manages the integration of non-EU nationals. When you validate your VLS-TS online, you are formally registering with the OFII, paying the tax, and triggering any integration steps that apply to your situation.
Depending on your profile, the OFII may require you to attend a medical exam. For visitor visa holders, this is the case. It typically involves a chest X-ray and a general health screening at an OFII office. The appointment is sent to you by post after your online validation, and it is mandatory.
You may also be invited to sign the Contrat d'Integration Republicaine (CIR), a personalised agreement between you and the French state that includes civic education sessions and a French language assessment. For stays of under one year on a visitor visa, the CIR is not always required. It becomes more relevant when you apply to renew into a multi-year residence permit.

If you want to stay in France beyond the 12-month validity of your VLS-TS, you need to apply for a carte de sejour visiteur online on the ANEF website. The application must be submitted at least 2 months before your VLS-TS expires. Do not wait until the last week.
The documentation for renewal mirrors your original visa application: proof of income (updated to current SMIC threshold), health insurance, proof of accommodation, and confirmation that you will not work in France. You will also need proof of actual residence in France during the visa year, typically utility bills, rent receipts, or a French tax return if you have filed one.
The renewable residence card is issued annually for as long as you meet the eligibility criteria. There is no cap on the number of renewals. After 5 years of continuous legal residence, you may apply for a 10-year resident card (carte de resident), which provides a more stable status and cannot be refused without serious grounds.
Long-term planning note: the path from a visitor visa to permanent residency exists, but it is gradual. Each annual renewal requires demonstrating that your situation is unchanged. If at some point you want to work in France, you would need to change your status, which is a separate administrative process.
Most refusals are preventable. French consulates rarely refuse a well-prepared file. When they do refuse, it is almost always for one of the following reasons.
One thing to keep in mind: the consulate can refuse without providing a detailed explanation of its reasoning. A refusal is not the end, but appealing is slow and unpredictable. The most reliable approach is a complete, consistent, clearly presented file from the start.
If your application is refused and you believe the refusal was unjustified, you can file an administrative appeal within 2 months of the refusal notification.